

Simple Life Insurance
Life in Florida is full of milestones—starting a family, buying a home, launching a business. Life insurance ensures your loved ones are protected financially if something happens to you. It’s not just about replacing income—it’s about providing peace of mind.

Do I need life insurance?
Life insurance is one of the most critical financial decisions you can make. It’s not just about protecting what you’ve built — it’s about ensuring the people who depend on you can be cared for, even when the unforeseen happens.
How it works
We make the process simple and transparent. Our team explains your options in plain language, so you can make the right decision for your family, your lifestyle, and your future.
Fill in Your Info
Our starting point is a brief form to obtain the basics—your age, how much coverage you need, and some quick facts about your life.
Compare Options
We sift through top-rated companies to see what coverage and price suits you.
Talk to an Accredited Advisor
A live person — licensed and experienced, if it’s done right — guides you through your options, fields your questions, and helps you turn a plan into an actual plan.
Types of Life Insurance
Whole Life Insurance
Permanent coverage remains in place for your entire life, with fixed premiums that can never be raised and a guaranteed payout. Whole Life also accrues cash value over time, which you can borrow from later. It’s best for long-term planning and legacy-building and for anyone who wants steady, lifelong protection.
Term Life Insurance
Sold as low-cost life insurance for years, say, 10, 20, or 30. The payout goes to your loved ones if you die during the term. Term life is perfect if you need to cover expenses for a specific amount of time, like the years immediately following a mortgage or when the family is growing.
FAQs
We’re Here to Help
PolicySimple partners with the best carriers and values your goals first, with no fine print and no confusion. Our mission is easy to do: to help you make your most important decision with confidence and clarity.

Contact us
Our licensed insurance agents are available to answer all your questions.
