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Simple Life Insurance

Life in Florida is full of milestones—starting a family, buying a home, launching a business. Life insurance ensures your loved ones are protected financially if something happens to you. It’s not just about replacing income—it’s about providing peace of mind.

TERM LIFE
WHOLE
ANNUITIES
Background

Do I need life insurance?

Life insurance is one of the most critical financial decisions you can make. It’s not just about protecting what you’ve built — it’s about ensuring the people who depend on you can be cared for, even when the unforeseen happens.

Pay for funeral and other final expenses
Pay off mortgages, loans, or other debts
Fund a child’s education
Offers financial security to your family in the future

How it works

We make the process simple and transparent. Our team explains your options in plain language, so you can make the right decision for your family, your lifestyle, and your future.

01.

Fill in Your Info


Our starting point is a brief form to obtain the basics—your age, how much coverage you need, and some quick facts about your life.

02.

Compare Options


We sift through top-rated companies to see what coverage and price suits you.

03.

Talk to an Accredited Advisor


A live person — licensed and experienced, if it’s done right — guides you through your options, fields your questions, and helps you turn a plan into an actual plan.


Types of Life Insurance

Whole Life Insurance


Permanent coverage remains in place for your entire life, with fixed premiums that can never be raised and a guaranteed payout. Whole Life also accrues cash value over time, which you can borrow from later. It’s best for long-term planning and legacy-building and for anyone who wants steady, lifelong protection.

Term Life Insurance


Sold as low-cost life insurance for years, say, 10, 20, or 30. The payout goes to your loved ones if you die during the term. Term life is perfect if you need to cover expenses for a specific amount of time, like the years immediately following a mortgage or when the family is growing.

FAQs

We’re Here to Help

PolicySimple partners with the best carriers and values your goals first, with no fine print and no confusion. Our mission is easy to do: to help you make your most important decision with confidence and clarity.

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Contact us

Our licensed insurance agents are available to answer all your questions.

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