Home Insurance Designed for Florida Life
Owning or renting in Florida means protecting your home from very real risks like hurricanes, lightning, and wind damage. Homeowners insurance provides that layer of security when the unexpected strikes—whether it’s a downed tree, roof damage, or a lightning strike during one of our summer storms.
What Your Policy Includes
Florida home insurance typically covers your home’s structure, your personal belongings, and personal liability if someone is injured on your property. If your home becomes unlivable due to a covered loss, your policy may also pay for temporary housing and living expenses.
Renters insurance is equally important. While your landlord covers the building, your renters policy protects your personal items and provides liability coverage—all at a very affordable monthly rate.
We’re Here When You Need Us Most
When a hurricane hits or a windstorm causes unexpected damage, Policy Simple is here. We work directly with top Florida carriers, and our team walks you through the claims process so you’re never left guessing. We also help you understand key policy terms like hurricane deductibles, ordinance or law coverage, and water backup options.
Contact us
Our licensed insurance agents are available to answer all your questions.
